VES Benefits Insurance Agency offers options for every individual's and family's needs - including HIPAA options and Short Term Policies.

  • PPO Plans, with many options for deductibles.  A PPO (Preferred Provider Organization), offers a combination of flexibility and cost effectiveness with an extensive list of member physicians, hospitals, and clinics.  You also have the options of out-of-network for health care services.

  • HSA (Health Savings Account) compatible plans are PPO qualified plans with higher deductibles and excellent preventative benefits.
California Individual and Family Plans